Equipment financing faq’s
Fast-Track Your Sales by Offering Financing to Customers
Partnering with FS Foodservice Solutions gives your customers access to flexible monthly payments, helping them get the equipment they need without delay. Our process is simple, our support is hands-on, and our goal is to help you close more deals, faster.
How do I get started with offering financing to customers?
It’s simple! Reach out to our team, and we’ll walk you through everything. You’ll be ready to start offering financing to customers right away, with no cost to you and full support from us from day one. Our payment calculator allows you to easily sell by monthly payment, allowing you to quickly break down a quote into a monthly payment, removing budget barriers and making the purchase feel more attainable. This is a great way to help operators get what they really need, not just what their today cash budget allows!
How does the financing process work for my customers?
You can kick off the process by sharing our application link with your customer, looping us in via email, or passing along their contact information so we can reach out directly. A brief email intro tends to set the stage nicely. Once we connect, we present their financing options and guide them through the process clearly and professionally. All you need to provide is a quote to start and, eventually, the final invoice. Once documents are signed, we fund you directly, and you can ship or install the equipment.
What support will I receive as a dealer partner?
You’ll get personalized support, marketing materials, and sales tools tailored to your business; no extra cost, no red tape. We also keep you in the loop with automatic updates on every customer you refer to us, so you’re never guessing where things stand.
Why should I consider offering financing to customers?
Financing gives your customers the flexibility to get what they need without tying up their capital. That means they can invest in better equipment, preserve cash flow, and often take advantage of tax benefits. No more watching them settle for the economy item you know isn’t the best fit for their needs just because it’s what their cash budget allows today. For you, it means faster sales, larger average tickets, and stronger customer relationships. It’s a win-win.
What types of equipment can be financed?
We finance just about anything in a commercial kitchen, from one-off replacements to full restaurant buildouts. New or used equipment are both eligible, and soft costs can be included in the financing, typically up to 25%, depending on the funding partner. Not sure if something qualifies? Just ask. We’ll take a look.
Can I finance both new and used equipment?
Yes. We just need to confirm the used equipment is in good condition with a reasonable remaining lifespan. Send over the details, and we’ll take it from there.
How fast is the approval process?
For deals under $50K, approvals are often completed in just a few business hours. Larger deals usually receive a decision within 24 hours. We move quickly so your customers don’t have to wait.
Do you require a minimum or maximum deal size?
We can handle everything from small-ticket replacements to major kitchen projects. While financing typically makes sense starting around $1,500, we’re happy to look at smaller opportunities too. There is no cap on the deals we can handle!
What kind of credit do customers need to qualify?
We work with a wide range of credit profiles. In most cases, we can find a solution for customers with scores as low as 550. If we can’t help right away, we’ll provide clear feedback and offer next steps. Co-signers are also an option, and we’ll walk the customer through it all.
What financing terms are available?
We offer flexible terms from 12 to 72 months, along with options like deferred payments and early buyout plans. Your Account Manager can help you understand which programs fit your customers and the equipment you’re selling.
Are there any costs to become a partner?
Nope. There are no fees, no subscriptions, and no surprises. We provide training, marketing support, and a financing platform, all at no cost to you. You bring us the opportunity, and we help you close it. We like to think of ourselves as an extension of your sales and marketing teams and our goal is to make offering financing to customers simple!
How do I talk about financing with my customers?
You don’t have to be an expert. We’ll equip your team with easy-to-use materials and walk them through the key talking points. A short training call can make a big difference, and we’re happy to set that up. We can also coordinate with your marketing team to tailor collateral that fits your brand and customer base.
What happens if a customer stops paying?
You’re not on the hook. The financing company assumes the risk, so as long as the equipment is delivered as agreed, your payment is secure.
Why should I start offering financing to customers through FS Foodservice Solutions?
We understand the foodservice industry because we’ve lived it. Our team blends deep industry knowledge with fast, honest service and flexible financing options. Whether your customer is a first-time operator or part of a national chain, we’ll make sure they’re taken care of, and that you are too. We’re here to help you grow, close more sales, and build lasting customer relationships.
Learn more about offering equipment financing to customers here!