Fuel Your Kitchen’s Growth with the Benefits of Equipment Financing Built for Foodservice Operators
Whether you’re opening a new location or upgrading your line, the benefits of equipment financing can support your goals without the upfront strain on your cash flow.
The benefits of equipment financing go beyond just getting new gear; it’s a proactive way to keep your kitchen running smoothly, protect your cash flow, and position your business for long-term success. Here’s how it can help:
Unexpected Purchases
Don’t let a breakdown stall your business. Financing allows you to replace key equipment fast, without a major cash outlay. Choosing a monthly payment can help you choose the best equipment for your business, not just what you can pay cash for right now.
When You’re Ready to Grow
Financing puts top-quality equipment within reach, and allows you to scale your operations without draining your reserves. Whether you’re opening a new location, expanding your menu, or replacing aging equipment, financing gives you the flexibility to grow on your terms, without sacrificing stability.
Keep Cash Flow Steady
Preserve your working capital for day-to-day needs like payroll, product, and rent by spreading equipment costs out over time. Financing helps you stay nimble, handle the unexpected, and invest in what keeps your business running smoothly.
Tax Advantages
Financing your equipment can offer great tax benefits! To take advantage of Section 179 and other deductions, timing matters. Financing now can help you maximize tax benefits so you can reduce your tax burden. Talk to your tax advisor for more information.
Why Operators Choose FS Foodservice Solutions
You don’t have time for delays, confusion, or partners who don’t understand your business. You need a team that speaks your language, understands your challenges, and moves as fast as your kitchen does.
From quick turnarounds to honest guidance, the benefits of equipment financing paired with the right partner can make all the difference. Here’s what sets us apart from the rest.
Flexible
Programs
From startups to expansions, we offer deferred payments, early payoff options, and terms from 12-72 months. Personal & cross-corporate guarantees are accepted.
Franchise
Friendly
We love working with franchise groups and offer programs built to scale, from single units to multi-location growth.
Consultative, Not Pushy
We take time to understand your goals and recommend options that truly make sense.
Real-World Expertise
With deep roots in both foodservice and financing, we craft solutions to keep delicate deals moving forward.
Challenged Credit Welcome
Our wide network of lending partners allows us to find homes for credit profiles as low as 550.
From Prep to Approval: What’s in the Mix
We keep it simple; most orders under $50K can be approved in 24 hours with minimal info. For larger deals, we move as fast as you do, with clear guidance on what’s needed. We can fund orders as low as $500, though financing starts to make financial sense closer to the $1,500 mark. There is no cap on order sizes we can accept! Below are the items we look at to determine eligibility:
- Time in Business (startups are accepted but may require a business plan and listing of any previous comparable experience)
- Credit Score/Payment History
- Equipment Type
- Financials (deals over $50K)
From single-location startups to national franchise groups, we provide flexible financing with manageable monthly payments, plus the tools, training, and support to help you succeed at every stage. The benefits of equipment financing extend across all types of operations. Here are just a few of the segments we serve; if you don’t see your business type listed, reach out. We work with all kinds of commercial operators and love finding solutions for unique situations.
- Catering Companies
- Coffee Shops
- Family Entertainment Centers
- Franchises
- Healthcare Facilities
- Hotels
- Mom and Pop Restaurants
- Nationwide Chains
- Sports Arenas
Curious about what a monthly payment may look like? Use our financing calculator to get an idea*!
*This calculator provides estimates; your monthly payment options will be determined after you apply and are based on credit worthiness, time in business, and other factors.
Resources for Busy Operators
Running a business comes with a lot of moving parts, from managing cash flow to making the right business decisions. We know it’s a lot to juggle, so we’ve pulled together some helpful resources that can make things just a little easier. Whether you’re looking to learn more about financing, explore tax benefits, or stay on top of industry trends, these links are a great place to start!
We’re partnered with Middleby to offer flexible equipment financing on Middleby equipment. Learn more here!
Fast. Free. No Strings Attached. Discover the Benefits of Equipment Financing Without the Hassle.
Click below to apply for an equipment finance quote with zero pressure and total transparency, or reach out to our team to explore your options!